Citylight VN
Investment strategy

Disciplined diligence, transparent cash flow, sustainable returns

Our strategy focuses on assets producing real cash flow in prime locations, with clear legal structures and terms suited to individual investors.

The four-step tokenisation process

01

Due diligence

Legal review, independent valuation and cash-flow analysis. Only 5% of surveyed projects pass this stage.

02

Structuring

We set up the asset-owning entity and issue tokens representing clearly defined economic rights.

03

Token offering

Investors buy from 10 million ₫ by card, bank transfer or USDT/USDC, with automatic activation.

04

Operations & distribution

We run the asset, distribute income on schedule and return principal at the end of the term.

How we select assets

Prime location

Central districts or approved infrastructure corridors, with high resale liquidity.

Clean legal title

Clear ownership certificates or land allocation, free of disputes and overlapping liens.

Demonstrable cash flow

Existing leases or an operating plan verified by an independent operator.

Sensible valuation

Entry price at least 12% below market value as assessed by two independent valuers.

Target portfolio allocation

Premium apartments45%

Central Ho Chi Minh City, steady rental demand

Resort hotels25%

Hoi An and Da Nang, seasonal peak cash flow

Offices20%

Grade B+ in the core, long-term leases

Retail space10%

Busy commercial strips, portfolio diversification

Risk management

Four layers of protection for every invested đồng

Real collateral

Every token is backed by economic rights over an existing property — not a promise.

Independent custody

Digital assets are held by a Swiss custodian to banking security standards.

Reserve fund

3% of each tokenisation round is set aside to protect distributions in adverse scenarios.

Regular audits

Operating and cash-flow reports are independently audited and published to investors quarterly.

Transparent fee schedule

No hidden fees. Every cost is disclosed before you invest.

0%

Token purchase fee

Completely free when joining primary tokenisation rounds.

1.5%/yr

Asset management fee

Charged on net asset value, covering operations, maintenance and reporting.

10%

Performance fee

Charged only on returns above the level committed to investors.